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Happy Halloween from Your Friends at William Ryan Homes

Categories: New Homes Madison | Posted: October 31, 2014

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If viewing your neighbor’s digs while out trick-or-treating has gotten you in the mood for a change, stop by our model in West Prairie Village. A Madison home builder, William Ryan Homes is proud to build energy efficient homes from 13 flexible and timeless home designs with over 1,000,000 different finish options. Right now, sign a contract by December 1 and receive a free upgrade to granite countertops the kitchen.*

*Granite countertop replaces laminate countertop in kitchen only. Free upgrade includes granite for any added island, morning room or chef kitchen structural option as well.

New Home, New Neighborhood, Same Great City

Categories: Uncategorized, Why Buy New | Posted: October 30, 2014

New Home, New Neighborhood, Same Great City

Whether you love your area or are ready for a change – the bottom line is you want a new home.  But it’s not just the home you’re investing in, it’s also the location.  We know that location can be just as important as a perfect floor plan, that’s why we pick the most desirable locations and communities where you can build your new home.

New Home, New Neighborhood, William Ryan Homes

About our Chicago Communities

With 13 available communities in the Chicago-Land area, we offer a variety of options where you can find your perfect location.  All of our communities are carefully selected to provide you with the most desirable amenities, including great school districts, walking and biking paths, nature trails and forest preserves, Metra train access and much more!

About our Madison Communities

Our 4 open communities in Madison offer convenient locations for easy commutes, access to restaurants, shops and recreation, as well as a quiet a peaceful environment.  Our best of both worlds communities are worth checking out.

About our Tampa Communities

With 12 communities and growing, you know you are sure to find your perfect Tampa neighborhood.  All of our communities are unique, and some even offer a community clubhouse with many lifestyle comforts.  And all of our communities are positioned to allow an easy commute as well as provide you with that back to nature feel.

About our Milwaukee Communities

Our 5 Milwaukee communities provide you with the perfect suburban setting.  Their incredible school districts, commuter friendly locations and proximity to amazing shops restaurants and recreation, provide you with everything you want in your new neighborhood.

About our Phoenix Communities

2 communities and growing, our Phoenix locations include a beautiful view of the White Tank Mountains, proximity to one of the most famous golf courses in the country and excellent school districts.

 

Location! Location! Location!  Contact us for more information

Fall Maintenance Tips for Inside Your Home

Categories: New Homes Madison | Posted: October 28, 2014

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Sitting in front of the fireplace, cozy under a blanket with a cup of hot chocolate sounds much better then winterizing your home. However, some simple home maintenance tasks and following routine care can make a big difference in the longevity of your home, as well as save on costly repairs. Here are five simple interior tasks that will help you enjoy more lazy, fall days.

  1. Check your heating system, including filters, pilot lights and burners. If your home is equipped with high and low return air registers, close the high registers for optimal heating. Check the thermostat batteries; replace if necessary. Ensure thermostat setting is positioned at “warm.”
  2. Check your smoke/carbon monoxide detectors. Make sure your batteries are fresh. Replace old units every three to five years.
  3. Clean lint from clothes dryer exhaust pipe.
  4. Vacuum and clean dust from vents, baseboard heaters and cold-air returns. Dust build up is a major cause of indoor pollutants and can increase the aggravation of allergies and cold-weather illnesses in a closed home.
  5. Check weather stripping on doors and caulk on windows. If you can see daylight through the frames, there are cracks that need repair.

 

Madison home builder, William Ryan Homes is proud to build energy efficient homes from 13 flexible and timeless home designs with over 1,000,000 different finish options. Visit the new model today to discover why at William Ryan Homes “We Make it Easy” to build your new home. Sign a contract before November 1 and receive a set of free lockers for your mudroom!

Trick or Treat!

Categories: New Homes Madison | Posted: October 24, 2014

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Halloween is a night both kids and adults alike look forward to. But as a homeowner, if you are expecting trick-or-treaters, here are a few tips to make sure ghosts and goblins can easily navigate the path to your front door.

  1. Light the way. Make sure the path to your house is bright. While it might seem more appropriate to turn down the lights for spooky affect, a lit house is much safer and more inviting. Opt for colored light bulbs in existing exterior lights or install temporary options along the path.
  2. Tripping hazards. Wearing big brother’s costume that is two sizes too big and masks make it hard to see and inevitably there will be a mad dash in excitement toward your front door. Prior to night fall, inspect your yard, driveway, sidewalk and front porch for tripping hazards like exposed tree roots, cracks in concrete, missing pavers or door mats. Also, if you have gone the extra step to decorate your yard for the occasion, make sure electrical wires are secure and obstacles are well lit.
  3. Flame resistant décor. Holiday decorations are often flammable and consist of materials such as paper, hay or dried cornstalks. Whether by vandals or by accident, remove the potential for fire by keeping decorations away from candles and opting for LED tea lights instead of open flames in your jack-o-lanterns.
  4. Keep Fido confined. The same costume designed to scare others might be equally frightening to your pup. It is a good idea to keep your dog comfortable and in a secure place so that he is not stressed with all the pirates and superheroes running amuck!

 

Trick-or-treat with Madison home builder, William Ryan Homes. Stop in at our new model in West Prairie Village during Sun Prairie’s Halloween Business Spooktacular (Thursday, October 30, 1pm-5pm.). Sign a contract before November 1 and receive a set of free lockers for your mudroom!

30-Year Fixed Mortgage Rates Drop Below 4%

Categories: Why Buy New | Posted: October 23, 2014

This month, 30-year fixed mortgage rates dropped to 3.97%, the lowest since June 2013.

Now buyers can lock in the lowest rates of 2014!  

Contact your New Home Specialists

William Ryan Homes, New Home Builder, Mortgage Rate

William Ryan Homes

Mortgage rates, which loosely follow U.S. bond yields, have moved lower this month amid volatility in the U.S. stock market as well as weakness in financial markets overseas and global growth concerns.  – CNBC

With 30-year fixed mortgage rates dropping to the high 3% range, an average home-buyer with a $400,000 loan can expect to save about $150 a month and up to $1800 a year.  The savings may not be over-the-top, but these rates seem to have increased the sense of urgency for home buyers. And the decline in mortgage rates is predicted to encourage more home sales this fall.

Check out today’s mortgage rates.

Mortgage Rate

Fall, Holidays Still Good for Selling

Categories: New Homes Madison | Posted: October 21, 2014

Winter 2013

September 23 was the official start of fall. School is in full swing, the leaves are falling, and you might be already thinking about who is hosting holiday family meals. This year, instead of secretly being thankful that you dodged feeding the entire family in your cramped kitchen, you can be excited to share you have listed your house and next year everyone will be sitting in your brand new dining room! Here are five reasons why listing October-February can actually be good months to sell.

 1. Today’s mobile lifestyle lets buyers look 24/7. Thanks to the internet and our crazy schedules, buyers of years past who drove around looking at homes have been replaced with well-educated buyers who have scoured the internet and done their research from the comfort of the bleachers at soccer games or in-between parent-teacher conferences.
2. Spring and summer buyers who did not buy are still out there. They never really stop looking and are viewing homes online every chance they can. People don’t want to settle; so when the right home appears, they are ready to jump on it.
3. Less competition. A lot of people still think spring is the time to sell and real estate all but stops in the winter. Take advantage of this and list now. Less inventory on the market means less competition for you.
4. Wait until January. If the thought of moving the week before the holidays is too stressful, wait until January to list. With the holidays wrapped up, buyers are beginning to file taxes and may be setting New Year’s resolutions to buy a home. Take advantage of those who are excited for what the New Year can bring and have that extra spending cash.
5. Write your contract with William Ryan Homes with a House-to-Sell Contingency. When your house sells, we could already be underway with building your new home that meets all your needs. So instead of stressing about what happens if your home does not sell, you can think about how you will decorate the table for that family dinner you can now host comfortably in your brand new William Ryan Home!

Madison home builder, William Ryan Homes is proud to build energy efficient homes from 13 flexible and timeless home designs with over 1,000,000 different finish options. Visit a model today to discover why at William Ryan Homes “We Make it Easy” to build your new home. Sign a contract before November 1 and receive a set of free lockers for your mudroom!

New model now open in West Prairie Village

Categories: New Homes Madison | Posted: October 17, 2014

The city of Sun Prairie is celebrating fall this weekend with their annual Fall Festival. From 11am to 4pm, the business improvement district will host pumpkin decorating, bobbing for apples, a pie baking contest, make-your-own caramel apple sundaes, kids actives and more! And after you have had your fill of the games, prizes, crafts and food, stop by our new model in West Prairie Village.

The model office has a new address and a new look. Our popular Prairie-style Sheridan boasts 4 bedrooms, optional study, gourmet chef kitchen with extended morning room, luxurious designer master bathroom, and convenient second floor laundry.

Madison home builder, William Ryan Homes is proud to build energy efficient homes from 13 flexible and timeless home designs with over 1,000,000 different finish options. Visit the new model today to discover why at William Ryan Homes “We Make it Easy” to build your new home in West Prairie Village. Sign a contract before November 1 and receive a set of free lockers for your mudroom!

Come Celebrate Our Model Opening!

Categories: New Homes Madison | Posted: October 14, 2014

Please join us for an exclusive showing as we unveil our new model at West Prairie Village. Hors d’oeuvres and beverages will be served. Friends and family are also invited as we welcome you Wednesday, October 15, 12pm-5pm and Thursday, October 16, 4pm-7pm. Our Sheridan floor plan showcases a Prairie-style elevation and features our stunning morning room, alluring French door study, gourmet chef kitchen with super island, and luxurious designer master bathroom.

Madison home builder, William Ryan Homes is proud to build energy efficient homes from 13 flexible and timeless home designs with over 1,000,000 different finish options. Visit the new model today at 249 Moorland Place in Sun Prairie to discover why at William Ryan Homes “We Make it Easy” to build your new home in West Prairie Village.

Madison Rank’s #1 in Livability’s Top 100 Place to Live

Categories: New Homes Madison | Posted: September 16, 2014

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This year, Madison has made its way to the top of Livability’s Top 100 Best Places to Live list! The city captured the attention of the annual ranking for a variety of reasons.

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3 Easy Ways to Pay Off Your Mortgage Early

Categories: Uncategorized, Why Buy New | Posted: August 29, 2014

Mortgage Calculator

More than 20 million Americans own their homes outright. Some bought their homes with cash while others whittled away at their mortgages year after year until they were gone.

That leaves about two-thirds of the nation’s homeowners with the goal of one day making that last mortgage payment. Since we’re all about getting out of debt as quickly as possible, here are a few suggestions to get your home loan paid off quickly.

An Extra Habit

Each time you pay extra on your mortgage, more of each payment after that is applied to your principal balance. Here are some options for paying extra and examples of how extra payments will affect the average $220,000, 30-year mortgage with a 4% interest rate:

– Make an extra house payment each quarter, and you’ll save $65,000 in interest and pay off your loan 11 years early.
– Divide your payment by 12 and add that amount to each monthly payment, or pay half of your payment every two weeks, also known as bi-weekly payments. You’ll make one extra payment each year, saving you $24,000 and shaving four years off your mortgage.
– Round up your payments so you’re paying at least a few extra dollars a month.
– Increase your payment when you get a raise or bonus.

Always check with your mortgage company before you make additional principal payments. Some companies will only accept extra payments at specific times or they may charge prepayment penalties. And always make sure the additional money is applied to the principal and not next month’s payment.

Refinance—or Pretend You Did

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The only type of debt Dave won’t yell at you about is a fixed rate 15-year mortgage with a payment that’s no more than 25% of your take-home pay. You’ll pay much more in interest on a 30-year mortgage and, besides, who wants to be in debt for 30 years?

You can refinance a longer term mortgage into a 15-year loan. Or, if you already have a low interest rate, save on the closing costs of a refinance and simply pay on your 30-year mortgage like it’s a 15-year mortgage. The same goes for a 15-year mortgage. If you can swing it, why not increase your payments to pay it off in 10 years?

Using the same stats above for the average mortgage with a 15-year term, you’d need to bump up your monthly payment to about $2,200 to pay off your loan in 10 years. You’ll save $25,000 in interest, but best of all, you’ll be out of debt five years sooner and have $2,200 a month to invest for retirement, save for college, or give away!

Downsize

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This could be a drastic step, but if you’re set on getting rid of your mortgage, consider selling your larger home and using the profit to buy a smaller, less expensive home.

With the profits from your home sale, you may be able to pay all cash for your new home, but even if you have to get a small mortgage, you’ve succeeded in reducing your debt. Now your goal is to get rid of it as quickly as possible. The smaller the balance, the quicker you can make it happen.

Consult a Pro to Find the Right Home

If you’re looking to buy a home that fits your budget, consult an experienced real estate agent whose advice will save you time and money. Contact your agent today!

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